By Nicola Paul on Thursday, December 10th 2009, 09:30

It’s a tough time of year, trying to pinch the pennies and buy Christmas presents when there are just so many gorgeous fashion collections around – and it simply would not do to wear the same party dress twice… What’s a girl to do?

Luckily for us, the online retailers are on hand to help us out with buying those party essentials. 

Very (www.very.co.uk) is offering three months interest free on purchases with their VeryCredit account, so you choose to pay up more expensive items – perfect for that must-have winter coat, or if you fancy picking up a little something from Fearne Cotton’s latest range.

Oli (www.oli.co.uk) are also getting in on the act, and has a useful payment calculator on the site for shoppers to work out how they can spread the cost of their purchases – perfect for those of us who get confused over APRs and interest rates and the like.    

So it seems Christmas needn’t be a time for scrimping after all – just remember to watch out for those bills coming in the New Year though!